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The rating is a judgment that is expressed by a rating agency, an external and independent subject, on the ability of the analyzed company to pay its debts. The judgment is expressed in the form of an alphanumeric abbreviation which represents a summary assessment of the credit risk profile of the company derived on the basis of the available quantitative and qualitative information of the analyzed company.
The legal interest rate is the applicable rate, pursuant to art. 1284 of the Civil Code, for the measurement of the rate of the legal default interest on the sums due to creditors. Below is a summary table of the rate trend from 1990.